Its no news that cryptocurrency is speedily gaining grounds and reaching global adoption which was the intension upon creation. Digital technology now rules the world with amazing innovations springing forth on a daily basis. We grew gradually from the trade by batter exchange system to gold as an exchange then to the usage of FIAT currency and then to credit cards debit card which has landed us with the use of cryptocurrency.
The crypto platform is built usibg the blockchain technology which has allowed for the scalability, security and transparency of cryptocurrency and also positively affected digital finance. Traditionally one of the problems faced With cryptocurrency is the issue of its direct tradability just like the credit card system to execute daily transactions. User have to first convert into FIAT via exchange platform before the are able to pay for goods and services using cryptocurrencies. This as affected the acceptability of cryptocurrency by various nations, merchants and users globally. With the foundation laid by Bitcoin which kick started the new face of digital finance (crypto) various cryptocurrency platforms are springing forth and aso applying new methods to help crypto gain global acceptability.
Cryptocurrency currently faces problems like, cost, speed, poor user interface, lack of adequate security, decentralization not achieved and others.

Traditionally customers are charged a lot on executing transactions on a daily basis. Using the card they pay up to 2-3% for each transactions. This sends customers who are not willing or cannot afford to pay that high for transactions. For instance on every bank transfer I make using my bank account I get charged N65 on each transaction and imagine a day where i get to make close to 10 transfers daily it means I get to pay N650 daily on executing transactions and if this process continues them you can imagine how much I'll end up spending through the course of the month. Thus with cryptocurrency there has so far not been so many options as to the currencies that can be regulatedly used except for converting crypto to FIAT. So many crypto platform has so far succeeded in making sure that these transactions happen in real time but the day to day userbility of cryptocurrency still stands as a challenge for many.
For merchants trading in crypto one of the reasons they are not comfortable trading at affordable prices is because of the instability of the crypto market that fluctuates per-time and no sane business person wants to run at a loss.

Graft

GRAFT graft is a decentralized global open-sourced payment platform. Its a real-time credit,debit and crypto payment platform that works on the blockchain network.
Graft has created the first blockchain platform that allows for cryptographic payments that can be widely used by merchants and customers and this also comes with the decentralization, independence and security that blockchain technology gives. Graft stands for G-global, R- real-time, F-funds, T-transfer.
Graft is a platform that allows Amy user participate using the platform its open to all...

Graft allows payments and transfer of FIAT currency, graft tokens, any cryptocurrency available including credit cards and debit cards.

After most customers have had experiences with charges when it comes to making payments using cryptocurrency such as Bitcoin where customers are charged as well as merchants the question now arises what makes graft different. Well everything is different with graft in the sense that graft service charges are ridiculously low ranging from 0.25 percent per transaction almpst more that half lower that the traditional fees thus there's a limited amount as to funds transferred daily between wallets on graft, there is not limit as to how small can be transferred as graft also supports micropayments on the platform. In terms of speed and scalability graft adopts RTA(Real-time Authorization) in processing transactions on the platform which means that users can complete transactions in no time. In terms of scalability graft is designed to be able to accommodate quote a large number of transactions per second. As it stands The mother of crypto(Bitcoin) can only process about 7 transactions per second which is nothing compared to what other regulated payment methods like Visa and Square that can process up to 56,000 transactions per second. This also contributes to the drawback crypto faces as those who are used to this face pased transactions can't come settle for less. Now how does Graft solves this. But GRAFT is offering to eliminate all that. With an incredible speed and high performance maintained by supernodes that authorize and validates transactions in real time, GRAFT is making the cryptocurrency a better method of payment.

Graft adopts a security measure that allows a digital identify profile attached to its wallet where users can give permission shared amoghts users and also has a high transaction storage receipt to record transactions on the platform.
Yesterday I made an online transfer using byteball wallet because I needed urgent cash and I couldn't get paid for over 5hours because I was waiting to be confirmed I needed the money in minutes and had to wait hours imagine if it was a life and death situation I would have been dead. This is the same issues that has made users shy away from using cryptocurrency because of the problems of confirmation. GRAFT aims at eliminating this problem by introducing RTA consensus supernodes method into the GRAFT system to process transactions within milliseconds. This feature will enable merchants to interoperate withGRAFT and use it to run their businesses as usual as fiat payments.

The graft mobile app can be downloaded on an android and iOS device and can be used by merchants and customers anytime and anywhere. Personally I call this a mobile POS its has no restrictions as to where it can be used and when it can be used to send, receive, and transfer money. The interesting aspect of graft is that merchants who wants to adopt this payments method have nothing to worry about as regards conversions the users cab decide to pay usibg FIAT currency while merchants can receive using crypto and this attracts no conversion rates. It also accept traditional payment methods like credit and debit cards so everyone is covered.
This will increase its global adoption of cryptocurrency and blockchain As a trusted online payment method.

The graft app also supports locations search as customers through the app can search for the locations of merchants who are on the graft platform and merchants can also update their status to be more accessible.

How will the RTA change the future of Cryptocurrency?

Time and speed has been the major waterloo of cryptocurrency. Coupled with few other factors, it has singlehandedly wrecked the system and disable it general acceptance as a mode of financial payment. But with RTA, GRAFT will usher in a new system of fast and instantaneous transactions that will mirror the traditional online financial system and even overtake and replace it -This can be the new future of cryptocurrency.

Use Case

Initially I used my experience yesterday as an example. Personally I have invested in cryptocurrency in general as I have investment in a lot of them and the issue ICL currently face is exchanging and how to use these currencies for regular purchase. For some of these currencies there are no buyers who are ready to trade on them. Now on hearing about the graft platform all I need do is download the app and search for merchants around me who use graft and I am free to make purchase using any cryptocurrency of my choice and to top it up I wouldn't need to wait hours like yesterday for my transaction to be confirmed. Isn't this just amazing?

Conclusion

GRAFT will increase the speed, reliability, interoperability, scalability and acceptance of cryptocurrency as a major mode of financial online payments. This will cause a massive adoption of cryptocurrency in the real world.
With amazing incentive and features, it encourages the speedy growth of the platform and easy integration into already made devices.
GRAFT will be the future of cryptocurrency in the financial facet. It will usher in a global system that can be accessed anywhere in the world by anybody to pay for services using any currency.