Thanks for sharing! Nice article. I don't see it disrupting the banks too much though actually. Here's why.... People created banks out of demand. They want a place to secure their holdings and minimize risk while getting rewards like interest. Big financial institutions control a ton of stuff, so I see it impacting that, but not necessarily disrupting them. Plus, once cryptos and stuff catch on and are more mainstream and used more, I see banks including crypto banks/vaults as well. I might be super far off, but just my thought :)