Remembering no one needs to accept, one would think eventually people will as they keep score of their points and others and eventually need to take risk and win to get some points.

This is exactly why I think we should just keep things as they are. Because if people try to stall long enough, they should realize that they eventually have to take that risk or get left behind on the leaderboard. None of the proposals so far change the dynamic that someone could potentially be at a huge advantage or disadvantage, and makes more work for us and a higher chance that we mess up somewhere while tallying the results.

If you want me to rule on this, I say that there's no point in changing the rule right now, as some challenges have already been resolved. So we'll just keep things as they are. In the offseason I'll take a closer look and see if I can devise a better system.