I completely agree with you regarding transparency and if Steemit can make that happen, that'd be a huge leap in the right direction. I do a lot of work with charities and I can honestly tell you that the only way to gauge whether the charity is using the donated funds effectively (for programs) rather than embezzling them for its founders is by reading their financial statements and audits. If the numbers add up, all good. I'd like to see some Steemit members with an accounting background attempt this in order to vet a few charities to publicly support.