I think in general people are too trusting. One of the biggest problems banks and internet portals face is how to make something security without making it annoying or inconvenient. That's why I think it's better not to give anyone that trust, even if the security is rock solid, all your eggs in one basket so to speak.

Unfortunately, I don't have a blog that explains my entire story. I used to blog a little about cryptocurrencies when I first started here. Actually, it was during the bonanza of ICOs. I'm not saying I didn't make any mistakes or bad calls, but some of the stupidity made me keen to research for good and bad ones to notice what to avoid and how to spot the difference.
If it looks like a pyramid, well. That rule is supposedly obvious. I like to imagine I have a degree of experience and sophistication (I really don't).
To step it up, if I had to go with one rule, anyone who allows people to positively speculate but not negatively speculate while pretending they are offering a service and not security.... too many contradictions to be a good thing.

I'm skeptical because 90% ~ 99% of cryptocurrencies are [rightly] called junk. Also it doesn't even seem to matter if they are in the top 100 or the bottom 1000 (I'll admit it's not even).
Whether it is 9 in 10 or 99 in 100 is a matter of how optimistic you are. Who wouldn't want to be skeptical in this market?