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RE: 21st century: Decentralisation VS Centralisation
the only problem with decentralisation is that it comes at a cost. Depending which chain you use, you need to incentivise people to record transaction, store and monitor transaction on it.
I think not everything should be centralised as there is potential in centralising certain thing IF that is the wish of the people. As long a centralisation is not imposed, I think it can work as it is (for the moment) cheaper and faster.