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RE: The future of Steemit?
I think that there will be crypto debit cards in proper operation soon enough. There was three or four that had been working well until visa pulled out of their deal.
I know that there are a couple which should be back up and running with a new provider soon. So hopefully you will be able to transfer 20 steem to your card account and if you use your card it will automatically convert to dollar at market price. Or something along that line.