Sure all classic factors concering economical growth but i think they are becomming seconday to the banking system it self.

There is another factor or line of questions rather:
Do you have a federal reserve and fractional reserve lending creating massive amounts of cash bearing interest ?

Do you, the citizens pay the interest via taxation ?
Should this money go to improving a contrys growth potential via infrastructure and health but is not ?
is it beeing hoarded by the rich or stolen by the militarycomplex ?

yes,yes,yes,yes and yes!

This is the economy and true corruption happening in USA & the EU ( and every single contry on earth exept n.k )

This is what halts all development and brings economies to collapse time after time, leaving goverments no option but to steal the missing money from pensions and saving accounts.

We need a AI "who" controls a resource base system since human greed will corrupt any affectable system.
Or we need to change from the inside out!

Peace