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RE: Serious question - Which option will you choose if you have $8000 in your bank account?
invest little in other altcoins like Vertcoin or Bytecoin, in some ICO's tokens with discount for some long time investment like CAJutel (https://cajutel.io/) or (https://indahash.com/ico/ ), or even buy some silver or gold :D ... (*disclaimer: I am not expert, I am just influenced by others easy :D )
see the free book in follwing youtube link:
That's really a nice thought