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China is already moving to digitalize cash. It is now common place to pay with your phone. It will happen faster than you think, using your smart device (phone, watch, ...) to pay.

Thats is the main reason why I like crypto, the clumsiness over time translates to lost wallets and shorter supply, which boost up currency value over the long turn. As for FIAT, the banks do recover/replace lost money to maintain a specific supply.

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