Yes, the World will change at an exponential rate. Few understood how the Internet itself would revolutionise human existence. So too now, will the blockchain, cryptocurrencies, and fintech will blast a major hole into a new world of transparency. Will it be messy at first? Yes. Were already seeing the beginning. As a surfer, the best analogy i can give is that this whole movement is a wave. That wave is now cresting. You can ride it, or be caught on the inside when it hits you in the head. Where will you be?