I still don't see it. I mean, if I invest 10K into Bitconnect right now, I would get $14.4K back plus my 10K investment. Bitconnect is currently worth $49. So if I purchase 10K at $49, I would get 204 coins. Those 204 coins would then have to be worth $70.5 dollars by the end of 3 months for me to make $14.4K. It could be $70.5, it could not.

I'm playing devils advocate because it's an interesting concept and I've been on their site several times. I deposited money and I took it out before I started a loan. That happened twice just because I thought it was suspicious. I still intend on doing a loan but don't get me wrong, I have my speculation. Regardless, it's residual money and you don't have to worry about the price of a coin. You can just collect USD if you want to. There's no bank on earth that will give you a return like Bitconnect. While it might not be the best strategy to collect coins or accumulate coins, it's not a bad way to make USD while you sleep. Especially if you travel full time to countries where USD goes a long way and you continuously have it pouring in :)