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In deed it is future of payment system.

The amount and frequency of negative press on crypto feels like propaganda during warfare. The fact that cross border payments are so flawed was the core reason I got into btc back in 2011. Although I did very well with it I still have not seen the promise realized and I am sure it is still a solid solution. I'm so hopeful for the future because of crypto and lightning network that I believe it is not a matter of if but when.

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