I agree with Craig on that Steem is the one crypto currency with a real life utility right now and therefore a good investment object. But bitconnect is a scam, Craig is a good promoter and he make money on bitconnect, but 95% that invest, will loose money is my guess. Just lke all other pyramid schemes. And I have invested a little just to see it from the inside... they might take my money and my interests now, since I am exposing them.. who knows? They hold your investment... when you invest in real crypto, you hold the keys to your money, that is the difference !