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Very true; it seems you are well aware of the dire situation of the current pensions systems. This should give a better opportunity to the future generations.

Yes I am, even though I'm barely 22 years of age I am always conscious of making a better life for myself when I am older. It is good to have opportunities that are not through the government!

Haha our ages are the same.
The younger generation is aware of what changes are necessary.

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