Hear Hear. Thank you. Banks have never faced real competition ever before. There are signs that they are waking up to the fact that Bitcoin is here to stay and poses a big challenge to their monopoly.I think it is inevitable that they will lose most if not all of foreign exchange transactions,for the reasons in my post.This will force them to concentrate hard on their domestic market, and offer service with a capital S to customers for the first time,and about time!