I agree. Anyone that proclaims to be an "expert" at this stage probably is a software dev. and is speaking on his familiarity w/the software itself. Not the price action! ;). Also, it is only my opinion about NEO, STEEM etc....will be good hodls. They certainly could turn down quickly, I'm just putting my money on them rather than many others. I feel platform tokens are the "safest" simply because many other tokens will depend on their adoption to use successful utility coins. Just because the specific utility coin doesn't work out doesn't mean NEO for example will also fail.