I totally understand. My first attempt left me scratching my head. When I opened an account with Independent Reserve (see link in article - or look on google for other suppliers), they assigned me a bitcoin wallet address (which is not a wallet per se), but it's enough to enable me to now go and trade my bitcoin on an exchange.

Then I went to an exchange on bitshares.org and downloaded the exchange software. This takes you through a wallet setup (choose wallet, not account), which I can now use to take my bitcoin and buy bitshares, ethereum or whatever.

Just keep trying, you'll get there in the end. Try the above and see how you go.