Bank of Neoxian: status of all loans

in #bank3 years ago (edited)

(pic from https://espngrantland.files.wordpress.com)

Hey Steemit, I have so many loans now that I broke down and created a spread sheet for them all, and I though I'd share it with you here. In the past I might have one..or maybe two.. or even three loans at once..now I have eight loans going on!

Why is my loan service more popular now? I have no idea.

NameAmountAmount DueFinal Due DatePaymentNext PaymentPayments received
perennial300 SBD330 SBD2017-11-04
hope77730 SBD35 SBD2017-11-13
djmalith100 SBD120 SBD2017-11-07
kid4life500 SBD550 SBD2017-11-06275 SBD2017-10-300 of 2
thejohalfiles450 SBD500 SBD2017-11-01
misterakpan350 SBD420 SBD42 SBD2017-10-291 of 10
heymattsokol200 SBD222 SBD2017-10-27
bania200 SBD236 SBD29.50 SBD2017-10-262 of 8

Loan faq

How do I get a loan from you?

Contact me in chat, either "neoxian" in steemit chat or neoxian#3936 in Discord

Are there any requirements?

Yes, my biggest requirement is that you have a reputation score of at least 55.

The higher the better. If your rep is below 55, then you still might get a loan if you can have a person with a high rep to vouch for your good character, or even better, have them cosign the loan with you.

Also, it's not just your rep number I'm looking at. I'll be asking you questions and peek at your blog and try to get a feel for what type of person you are. I often ask for your "introduceyourself" post, so have that ready. Be prepared to answer any other questions I ask and possibly provide proof.

What interest rates do you charge?

Every loan is unique and tailored to the individual, but expect to be charged a loan shark rate (high rate!) The most standard, typical loan would be 200 SBD and pay back either 220 or 230 SBD after 2 weeks.

Happy borrowing!

Sort:  

im curious @neoxian Why would someone want a loan at these shark rates? Also what would happen if they just decide not to pay you back?

Some people just need the money short term and I guess they have no where else to turn.

And as for defaults, we try not to talk about that.

in minnowbooster I would like to pay 5.63 SBD FOR GETTING A LOAN OF 211 SBD FOR 4 WEEKS, SO WHY SHALL I GO FOR A SHARK LOAN OF 30 SBD EXTRA TO PAY ON 200 SBD LOAN FROM YOU?
AHH I SEE, THEIR LOANS ARE DELEGATED LOAND - BUT WHAT ABOUT YOUR LOAN, IS IT DELEGATION OR YOU JUST SEND FUND...
I WANT A LOAN BUT AFTER I GET AN ANSWER FROM YOUR END AND PLUS I REACH 55 REPUTATION...

I do both loans and delegation rentals. These are two entirely different things.

the accounts section of bank looks good ;)

The brain behind your bank is fascinating. I believe you must be a real banker. Keep the system running my dear friend

@minnowpond1 has voted on behalf of @minnowpond.
If you would like to recieve upvotes from minnowponds team on all your posts, simply FOLLOW @minnowpond.

            To receive an upvote send 0.25 SBD to @minnowpond with your posts url as the memo
            To receive an reSteem send 0.75 SBD to @minnowpond with your posts url as the memo
            To receive an upvote and a reSteem send 1.00SBD to @minnowpond with your posts url as the memo

How can i get a loan?

Did you not read the post?

Coin Marketplace

STEEM 0.21
TRX 0.02
BTC 11509.48
ETH 374.65
SBD 1.03