Bank of Neoxian: status of all loans
(pic from https://espngrantland.files.wordpress.com)
Hey Steemit, I have so many loans now that I broke down and created a spread sheet for them all, and I though I'd share it with you here. In the past I might have one..or maybe two.. or even three loans at once..now I have eight loans going on!
Why is my loan service more popular now? I have no idea.
| Name | Amount | Amount Due | Final Due Date | Payment | Next Payment | Payments received |
|---|---|---|---|---|---|---|
| perennial | 300 SBD | 330 SBD | 2017-11-04 | |||
| hope777 | 30 SBD | 35 SBD | 2017-11-13 | |||
| djmalith | 100 SBD | 120 SBD | 2017-11-07 | |||
| kid4life | 500 SBD | 550 SBD | 2017-11-06 | 275 SBD | 2017-10-30 | 0 of 2 |
| thejohalfiles | 450 SBD | 500 SBD | 2017-11-01 | |||
| misterakpan | 350 SBD | 420 SBD | 42 SBD | 2017-10-29 | 1 of 10 | |
| heymattsokol | 200 SBD | 222 SBD | 2017-10-27 | |||
| bania | 200 SBD | 236 SBD | 29.50 SBD | 2017-10-26 | 2 of 8 |
Loan faq
How do I get a loan from you?
Contact me in chat, either "neoxian" in steemit chat or neoxian#3936 in Discord
Are there any requirements?
Yes, my biggest requirement is that you have a reputation score of at least 55.
The higher the better. If your rep is below 55, then you still might get a loan if you can have a person with a high rep to vouch for your good character, or even better, have them cosign the loan with you.
Also, it's not just your rep number I'm looking at. I'll be asking you questions and peek at your blog and try to get a feel for what type of person you are. I often ask for your "introduceyourself" post, so have that ready. Be prepared to answer any other questions I ask and possibly provide proof.
What interest rates do you charge?
Every loan is unique and tailored to the individual, but expect to be charged a loan shark rate (high rate!) The most standard, typical loan would be 200 SBD and pay back either 220 or 230 SBD after 2 weeks.
Happy borrowing!
im curious @neoxian Why would someone want a loan at these shark rates? Also what would happen if they just decide not to pay you back?
Some people just need the money short term and I guess they have no where else to turn.
And as for defaults, we try not to talk about that.
in minnowbooster I would like to pay 5.63 SBD FOR GETTING A LOAN OF 211 SBD FOR 4 WEEKS, SO WHY SHALL I GO FOR A SHARK LOAN OF 30 SBD EXTRA TO PAY ON 200 SBD LOAN FROM YOU?
AHH I SEE, THEIR LOANS ARE DELEGATED LOAND - BUT WHAT ABOUT YOUR LOAN, IS IT DELEGATION OR YOU JUST SEND FUND...
I WANT A LOAN BUT AFTER I GET AN ANSWER FROM YOUR END AND PLUS I REACH 55 REPUTATION...
I do both loans and delegation rentals. These are two entirely different things.
the accounts section of bank looks good ;)
The brain behind your bank is fascinating. I believe you must be a real banker. Keep the system running my dear friend
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How can i get a loan?
Did you not read the post?