sounds like a lovely thing to do - to take a late night river ride!! I so enjoy your comments by the way.

Interestingly, I was one of those artists who just sort of jumped in and then later thought, oh shit, I can't pay my bills!! Honestly, I'm good with money but also just more interested in making what I want to make and giving it all the time it really takes, so I often don't follow through on all of this great financial info I've gathered. It's tricky...I always want to put great work out there, but have to agree to do work that doesn't pay enough. So then what, do I not do as good a job? or just subsidize with my time? So far I've chosen the latter, but am sort of worn out from it. So...I'm really really trying now to just say no to projects that don't pay enough and say have the courage to insist on the real cost. That doens't really answer your question, guess I'm musing too, ha!!
Have a good night @ddschteinn, as always, it's a pleasure interacting with you!