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There are a bunch of free art programs that you can choose from to download, and play if you so choose, I have Krita, GIMP, Sketchbook (which I really like so far, still experimenting), Inkscape, and a couple others. And there are plenty of people around that will help you anytime you need help, like @lildebbiecakes, or @deemarshall, and I know they also print out sometimes and paint I believe.
And there is certainly nothing wrong with printing it out and doing it manually! I still do that sometimes...

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