Are guaranteed yields in volatile markets really helpful?

In volatile markets, traditional investments like stocks and bonds can experience significant fluctuations, resulting in uncertainty and potential losses for investors. To combat this risk, some financial products, such as fixed-income instruments and annuities, offer guaranteed yields. The idea is to provide investors with a predetermined rate of return regardless of market conditions, instilling a sense of stability and confidence. Recently, I came across Sfarkfin, one of the most promising products from Bitget. And Shark Fin has received a lot of support since its launch.

Shark Fin is a principal-guaranteed structured product with a lockup period. It combines a high annual percentage rate (APR) with financial derivatives that are highly popular within the crypto markets. The principle of Shark Fin is to limit and mitigate the effects of price volatility that investors face. It grants investors higher yields only if the asset's price stays within a specified range during the subscription period. Should the price fluctuate outside of the specified range during this period—a phenomenon commonly known as a knockout—the investors will only achieve the guaranteed APR.

Besides that, it has some pure advantages, such as:

1/ Principal Guaranteed,

2/ Maximum Returns,

3/ Guarantee Basic APR & Pursue Higher Yields, etc.

The concept of guaranteed yields in volatile markets, coupled with the innovative Sharkfin approach, has undoubtedly piqued the interest of investors seeking stability and returns. While the concept offers potential benefits, it is essential to remember that all investment decisions carry inherent risks. Before considering any investment, it is crucial to conduct thorough research, and align the strategy with your financial goals and risk tolerance.