Good read and I believe in the promise. I am really worried the promise isn't delivering. I just wish that price stability would somehow be baked into cryptos. I know or believe steem has some of that, but by enlarge cryptos don't. I think it is very unhealthy for 3000% increase in short periods. Its great for early adopters but creates high barriers for mass implementation. It causes speculation and distorts the purpose and true genius of the systems. To replace money it must be a holder of value and plentiful, not a speculative investment. This will bring the wrong and worst parts of the capital markets into the space.