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RE: New Accounts Don't Have Enough SP to Fully Interact with the Blockchain. Should witnesses update the Max Block Size? (Discussion)
If I understand the problem well enough, one possible solution, if it could be implemented without too much difficulty in a future fork, is to have a fractional reserve "pool" approach (which may be similar to what you're saying with a multiplier). Since not all users of a particular registrar (ie. steemit) will be online at the same time, users who have less than say 20SP can be extended up to 20SP towards bandwidth by "tapping into" the registrar's own SP reserve up to the designated limit set by each registrar.
Interesting idea. That puts the responsibility on each registrar to ensure that pool isn't being abused by users they on-boarded to the blockchain. I could see some sane limits being needed to prevent abuse, but it does seem like an interesting approach.
It's also possible we're just seeing these issue now because of a big spike in the price of Steem combined with a lot of new users. If one or both of those were more stable, we might not have as much problems planning things out.
that's what I meant with "users who have less than say 20SP can be extended up to 20SP towards bandwidth". So really, the worst "damage" any individual user could do to the registrar's total SP reserve is 20SP. And as a global variable set per registrar, they could always adjust that for all their delegated sub-accounts, or even more granularly on an individual basis if the need arises.
Ah, I see. Yeah, I missed the "up to" limitation which would solve that issue nicely.