5 tips how to save money-NOW
5 Ways You Can Save Money Online Which Won't Be Ruining Your Life
It's been said that our debt is a big problem. And it's true. According to the Consumer Financial Protection Bureau, American households collectively owe $12.6 trillion in debt. That’s more than the GDP of Germany, France and Italy combined! Do you want to know one of the major contributors to this debt? Online shopping!
We're reading about new ways to save money all time, but sometimes we're just not willing to give up our favorite websites for savings like 15% off at Sephora or 20% off at Nike. If you’re looking for some smart ways to save money online without giving up your favorite sites, here are five websites that can help you with that!
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The problem
with online shopping
The problem with online shopping is that the ease of clicking in a credit card number and seeing the product get delivered to your doorstep can make you feel like you're getting a good deal. But often times, that low price will be offset by high shipping and handling fees or by what you end up spending on gas, time and parking.
If you don't want to give up your favorite websites for savings, there are some smart ways to save money online without giving up sites like these. Here are five websites that can help you with that!
The solution
is to cut your budget
Online shopping is great but it can also be a major contributor to our debt. So, the solution is to find ways to save money online without giving up your favorite sites. Below are five websites that can help you with that!
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- Coupon code websites like Retailmenot and Vat19: these are great for finding discounts for your favorite stores and brands. You can use them for everything from clothes, shoes, electronics and restaurants.
- Giveaway sites: these work by offering free products in exchange for feedback. Sites like Rafflecopter offer free prizes in exchange for an email address or Facebook connection while other sites allow you to win cash prizes or gift cards just by entering raffles or contests. You may want to mention here that this strategy works better if you have a large social media following because people need to enter giveaways based on their own social media shares instead of buying something in order to enter (and if they share it without buying anything, they're essentially earning a prize).
- Online jobs like Amazon's Mechanical Turk: If you enjoy doing things like data entry or survey taking, Mechanical Turk could be the answer. It pays very little but it’s work that doesn’t require any qualifications so if you need extra spending money, this is an option worth looking into!
- Shop-a-holics Anonymous site which guides users through various aspects of controlling their shopping habits
Tips for saving money online
- Use cash instead of credit cards
- Find a coupon aggregator
- Join Groupon and Living Social
- Try Amazon Prime
- Download the Ebates app and receive cash back on all your purchases
Conclusion
It’s time to come to terms with the fact that money is a finite resource. The more money you have, the more you can spend, but it’s important to remember that we only get one opportunity at living our lives. So you may as well live a fulfilling life while trying to save as much money as possible.
We all have different goals in life, so it’s up to you to decide what’s most important for you. We hope these tips help you save money online without ruining your life.