everyone can be their own banker and create their own currency. however entirely eliminate the banker from the process of credit creation. abolish the central banks and the cash problem takes care of itself. Black markets and underground Economies are a symptom, not a cause.Except that the economsts of the time and the vast majority still today, are unaware that banks create our money.recessions and depressions are entirely related to the paying off of loans and so the extinguishing of money.They want to be able to control and authorise