If it's voluntary and consensual, there is no way it will be universal. While I concede it is theoretically possible that everyone pay into a communal fund that then distributes that wealth to everyone, there is no credible reason to believe everyone will be involved, or that there will be enough money to spread across the entire community.

I've heard the suggestion that this would be possible with blockchain technology, but a coin is worth only what its perceived value is. You could create a blockchain and continue producing blocks at a fixed rate, and then distribute those coins to people, but if they're worthless, what's the point?