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I'm in Australia and we use https://www.livingroomofsatoshi.comto withdraw our crypto. We enter in the amount we want and the crypto we want to exchange for it and it gives us a memo to enter in either in the Steemit wallet or through the Coinomi wallet.

I would say you need to find the Indian equivalent. I wish I could help more.

You already helped me a lot by providing basic knowledge :)

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