I don't really know. Most of my friends haven't had much damage to speak of besides the sewer issues and flood damage. One of my friend's that has a condo in Sand Key said that the beach erosion is pretty bad and with the sewage overflow there will be some major cleanup. The first floor of the building had some major water damage as well. He said it will be next year before he thinks he'll stay there or offer to let others use the condo. I imagine other beach areas are about the same.