Good question. Assuming the charted model is approximately what will happen…and do note I have an alternative scenario at the posts linked from the blog… For the masses, then I think 2024 would be the last year they can still afford to transact on chain, as Bitcoin makes a new ATH higher than the $32k target peak for 2019. For $millionaires doing large transactions and most businesses, then I think by end of Cycle 4 they will be kicked off chain. Billionaires will be harvested during Cycle 5. Then finally the end of Revelation with all the world’s wealth concentrated on a hill of Israel. Lol.