This sounds so Good, but we all know this is hard to implement and giving away free houses to address the issues of homelessness is wrong at so many levels. You said "We are rich country" Huh??? When did that happened ???? We are poor, we only have money for war, that much only is left with us. How do you think this trillion dollar overhead cost to address housing crises will be recovered??? Someone has to pay. But I liked one thing you said, it is to STOP "Mass selling Mortgages to Wall street".