"If some do not lock it away but use it as an income.." I have nothing to use or to lock away. I am still alive now and I need to take care of my kids now, not in a few years. It is easy to say you do not care about a title or a name if it does not increase your income if you already have a title. I never hear a jobless person say that. I wish you luck and hope we still have power in a few years to lay hands on what we saved.

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