It is an interesting question to consider because while that 1000 SP would get 75,000 straight up, it would also be worth about 50 dollars in voting a day which would be, 18000+ dollars in voting value a year or about 25% on the value per annum. Would you sell or hope that it would go up or remain constant?

That would depend very much on whether there were businesses generating that much value per year on Steem. If you can get 25% merely by self-voting, then a high value like that will not be sustainable. Then my guide as to how much I'd sell would be technical analysis. That the inflation rate is that high leads me to believe that we're still very much in an accumulation stage. Any spikes in price will be wiped out by people cashing out at the top. I think the goal should be to sell only in about 6-12 years from now.

At $75, I'd be looking at six figures in euros. If I had had several millions worth of crypto in January 2018, I'd probably had sold a very large share of it. I don't need to be a decamillionaire. I'd be content to live debt free and comfortably on passive income. In Finland, you need at least a million worth of capital to accomplish that if you require a middle class standard of living.

As said, I held when prices were up and while a terrible financial decision for fiat, I have been able to collect more Steem. However, if I had sold at the top and then bought back at the bottom, I would have about 500,000 Steem instead.

If you could forecast tops and bottoms with any reliability, you wouldn't need a job let alone two.

Of course though, there are plenty of people who sold at the top yet, they never saw the need to buy in or more likely, they weren't able or in the position to actually hold any of the fiat they old into to buy back in with. This means that while they might have covered their bills at the time (which is great), they might not be able to cover the next round as they might have very little foundation. People may laugh at crypto holders like myself but, I still believe I have a chance to significantly change my life with what I hold.

I just talked to a 2016'er who had sold at the top. He may have made some tends of thousands worth of STEEM. This guy was also buying back but his stake is really pitiful at this stage. I don't think STEEM has much lower to go, which leads me to suspect that this guys fiat is gone.

My wife doesn't really get why I do what I do, she is more worried about paying the immediate bills we have which is a good position to take as it needs to be done. However, is that all there is to this life, struggle to pay the bills and then die? It seems that there are more people living a life of constant economic pressure than enjoying their earnings so, how does that cycle end?

Is she opposed to you not taking anything off the table or actually investing anything?