With the unsuitability of the job market here (and my job particularly) I want more than ever to stash funds away for a just in case emergency fund while pumping up my retirement account. Crypto is a good way to invest while keeping extra funds at arm's reach. I could out more in saving account but that would earn me a whopping .05%... if that.
And then you have to factor in the inflation rate and minus that from the earnings, plus fees etc too... it is not much of an earning rather than a slap in the face as the bank earns on the money they didn't work for.