TELEFY: Facilitating the cryptocurrency transaction with multi DEX and lending launchpad.

INTRODUCTION
TeleFy is a revolutionary platform, not just because of its cutting-edge technology but it also is able to meet the needs of contemporary finance. Some of the most interesting and timely innovations in modern financial systems like anonymous accounts and peer-to-peer lending are present too. It’s really some sort of new take on how finance should operate in today’s world, with that being said there may be hesitation when it comes to allowing everything so close to your private information and history as this system gets knowledge of your secrets every passing day as you use it.
Telefy is a decentralized platform that allows users to post offers to lend their tokens and coins on the Telefy Decentralized](https://telefy.finance/) Exchange (DEX). On the #DEX, any user can make an offer by locking a certain amount of coins or tokens in exchange for a custom amount of the loaner’s token. This aspect of #Telefy makes it easy for investors and early adopters to profit from their portfolios without cashing out. Further, this provides value-add opportunities for decentralized projects to advertise new services and products off-chain as our cross promotion system is designed to seed network effects across every ERC20 token.
TeleFy brings together a new type of tele-score; a credit score for #cryptocurrency wallets. The Telefy platform determines the credit worthiness of each wallet and produces most appropriate interest rates for the users who are availing the benefits of lending pool. Based on the number of coins in your wallet, along with your recent transactions, your Tele-Score will be impacted - meaning that you could pay down your interest rate at any time based on how well you perform as a borrower.

Tele-Score will be available as an open-source micro service that can be leveraged by any exchange or users who are interested to consume this service. Tele Score can be a transformational service that can change the way of most of the #DEFI solutions that are in the market today, by distinguishing users into multiple categories based on their date of joining to the #DEFI chain and other credentials.
Telefy will be a one-stop solution used by blockchains to communicate with each other. One way #Telefy will interact with blockchains is through chain interfaces that allow separate blockchain-based platforms like decentralized exchanges (DEX) and lending platforms to integrate with one another. It’s also important to mention that Telefy won’t be limited to just DEXs, but also many Platforms Currencies (PC). In other words, #Telefy will support a lot of NFT (non-fungible tokens) from a variety of different blockchains like Ethereum and NEO. An opportunity for growth exists in supporting PC on these platforms because there are inherently limited methods for tokenizing assets within smart contract protocols using existing platform currencies. Here at Telefy we intend on making this process as seamless and enjoyable as possible for both developers and users alike. Nobody else is doing what we’re about to do, so timing is everything.

TELE
TELE is a token that will help govern changes within Telefy. To this end, when users want to participate in decision-making polls about new additions and changes to the protocols being used in the platform, owning TELE will allow you to vote alongside other token holders.

TELE STAKING
Users can enjoy staking TEL-LP tokens in order to earn TELE coins. They simply stake their tokens for a cumulative time of one fortnight and then earn an equal amount of TELE coins with the same amount of interest. The objective is to make the Swap protocol eventually available on multiple block chains in the future so that people can easily find it and use it without having trouble finding it. As for now, we’re in beta mode on the Ethereum smart chain (ETH). We’re also going to have swaps available on Binance when it goes into production soon enough as well! In addition, we have plans for making the TELE Swap protocol available onto more block chains such as Cardano and Matic which are currently being developed by team BLOK and #PolkaDot which we hope can come soon enough.

FEATURES OF TELEFY

TELE SCORE
Tele credit score API like Infura, can be used to estimate the credit score for any wallet, and make it available as a generic credit score API for any #DEX or CEX exchanges.
Telecredit will largely be able to look at the following parameters to determine whether or not to give someone a loan:

1. How many transactions in your wallet?
2. Your balance?
3. Time you’ve held your coins
4. Telefyp Protocol usage (Extra score!)
5. NFT transactions
6. Amount you own, and how much you’ve paid back
7. Your credit history’s length
8. Any collateralized liquidation history
9. Cross chain wallet transaction validation

TELE LEND
Tele Lend puts lending on the blockchain, leveraging smart contracts to extend credit lines and loan financing facilities.
Tele Lend is a protocol which brings to everyone in the world the possibility of finance. It makes it easy for people to lend and borrow money, as well as assets, using their Tele Credit Score. The Tele Credit Score (also referred to as TCS) is a composite rating system that uses algorithms based on users’ behavior - algorithm performance is calibrated with the power of big data analytics and machine learning techniques - so that users are bound by detailed credit rules and have efficient processes when seeking access to funds or collateralized assets.

TELE SWAP
Tele Swap is a multi-chain protocol that allows users to swap coins, adding liquidity using AMM (Automated Market Maker).

TELE NFT
Telefy will launch its own marketplace where you can enrich your digital collectible experience. The nonprofit business model of Telefy will be one-of-a-kind, unlike any that currently exist. On our platform, users will have an immersive shopping experience built on a digital collectible layer that runs over the blockchain utilizing Nonfungible Tokens which are unique items in our case. Tele Score will help you earn rewards for every successful transaction via our open source system; it is like three software platforms in one. Transactions conducted through our network may carry fees that can later be divided among all people who use our platform. The fees go to support non-profit operations while keeping the price of bundled tele tokens low enough so people can afford to buy the products they desire.

TELE PAD
Tele launch PAD will be available in Telefy to run any other ICOs. This IDO platform is a multi chain and hence users staking TELE coins can participate in ido. IDO will be launched by the launch pad team after evaluation of the project based on different parameters. The tele score will be determined and shared before ido goes live by the telegram team. Users who stake TELE coins will get 10% split between them as protocol fees collected by launch pad which will get distributed among successful projects across various chains like Ethereum, Binance, Matic etc

TOKENOMICS
Development fund.... 20%
Public Offering.... 5%
Private Sale........ 10%
Marketing.......... 5%
Tele Reserve....10%
Public mining.... 40%
Pre-sale...... 5%
Initial DEX liquidity.... 5%

PROJECT LINKS
Website: https://telefy.finance/
Facebook: https://www.facebook.com/Telefy-104998872116794
Telegram: https://t.me/telefydefi
Twitter: https://twitter.com/TelefyConnect
Instagram: https://www.instagram.com/telefy_tele/
Reddit: https://www.reddit.com/r/Telefy_Defi

AUTHOR
Bitcointalk Username: Helpcruel
Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=2768343
Proof of Authentication: https://bitcointalk.org/index.php?topic=5386600.msg59390213#msg59390213
Telegram Username: @Helpcruel
ERC-20 Wallet Address: 0x449449B9801b46e4FA5222f59645896327a67d90