WhatsApp Launches New Features
WhatsApp has started providing digital payment features in its services. namely WhatsApp Payments, the feature is currently newly tested in India, for users joining the beta program.
Problem WhatsApp Payments has been circulating since last January. Appropriate source leaked in, WhatsApp is said to be releasing digital payment feature in this February.
The WhatsApp Payments mechanism uses a Unified Payments Interface (UPI) system. The payment interface facilitates cross-bank transactions in India, some of which are State Bank of India, ICICI Bank, HDFC Bank, and Axis Bank.
Permission to use UPI obtained WhatsApp from the government of India since July 2017 ago. The development process for about half a year finally paid off.
Temporary use of WhatsApp Payments is limited to inter-user money transactions, or peer-to-peer. Users can not make transactions to third party merchants,
** Then how to transact with WhatsApp Payments? **
- First of all, two users who want to transact must join the beta program and install the latest version of WhatsApp for iOS or Android.
- To send money, users simply press the icon attachment which is also clicked when they want to send contacts, media, location. Users will find the Payments option.
- Choose the contact you want to send money to, select your bank account and the recipient, enter the nominal money, input pin UPI, then your money will be sent virtually.
WhatsApp Payments supports transactions to over 70 banks in India.
When the first transaction, the user will be asked to verify the mobile number. Make sure the mobile number to access WhatsApp matches the mobile number linked to the user's bank account via UPI. If you do not have an UPI account, WhatsApp Payments has the option to create a new UPI account.
All your transactions will be recorded in the history option in WhatsApp Payments. Since it is still in beta form, this feature may be further developed for more functions when it is inaugurated to the public, it is unclear at this time that WhatsApp Payments is available in other countries.