@bitrocker2020 Thank u so much for the quick alternative detailed rescue plan! I have 2 transactions on hold with luno and we are really uncertain how long it's going to take til they sort out their issue with the local malaysian banks. I also recived this from Romitao

Rumor of Malaysia banks investigating big transactions
Thank you for being a part of Remitano Malaysia.
Recently there has been rumor of Malaysia banks getting nosy on Bitcoin traders accounts if there are big transaction that is 50k MYR or more. So we would like to suggest you to limit all transaction below 50k to stay out of bank issues.

Kudos!