I am considering options for opening an account abroad as an individual, without a company. The goal is diversification and a safety cushion in case of political or economic risks in my country.
Many write that it used to be easy, but now everything has become more complicated: they require confirmation of sources of funds, detailed questionnaires, and somewhere even tax certificates. I wonder if there are jurisdictions today where the procedure remains relatively simple? For example, in Eastern Europe or Asia?
I would like real experience, not “fairy tales about offshore companies”: where did you open it, what documents were required, how long did it take, and were there any problems with transfers later.