Great post @breakthrough you've touched on a much needed discussion. I've believed for quite some time now that financial literacy has to start at a young age.

And like you've stated the first teachers in a kids life is really the parents. It does seem easy to put things on cruise control, but I find this approach to have long term costs that we might not be taking into account.

I hope some parents stumble on your post and feel inspired.

Cheers mate