You seem to have ended your powerdown at just the right time so as to not end up selling at a low. That's a bit of good luck!

You have given this a lot of sound thought, and I look forward to more good posts from you soon, whether you arrange the delegation or not.

I hadn't seen that post by @timcliff, so intend to read it asap, in order to understand how I seem to have misunderstood the VP decay curve.

Thanks for the link!