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Online banking sites (which are not social media sites) are tied to wallets with some level of security (including 2FA). Industry standards for UX include GUI options for users to change passwords and other settings. If the banking industry had required users to use a banking CLI, then online banking wouldn't have taken off. Regardless of how "easy" devs think using the CLI is, the truth of the matter is that the majority of users are GUI users.

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