Using Steemit For Savings

Ok, so this is new to me, steemit is fairly new to me and I have been learning about cryptocurrencies for the last year, not only until I ran into a great YouTuber, that I found steemit, I love the fact about how you can make money by doing whatever you love, and not being censored, as that's what is going on at YouTube at the moment. So I was thinking what if I saved up a lot of money from steemit then , got my account value , and used this as savings. Think about it , it is completely logical, is like a 2nd savings account if something happens with your real one, and can really help you down the road.
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