For a person like you who is a professional and understands that it's a business getting a business loan, it could work well.

It would only be available to people that really had a good chance of handling and perhaps with some kind of 'contractual agreement'. We are a blockchain after all, contracts are easy.

For others, not so much. I was just reading about some of the people who received large delegations and were found to be selling votes, self-voting, and the like. That's where your Helsing would be needed.

Yes, Helsing would combat this.