You are welcome! Thank you for the post! Many have no idea what trouble could come their way due to this and what it could cost them to get out of it. Hopefully they learn something here. Yep, I like what finnian puts out in his posts. He seems to be a good guy. Loads of good info. I'm a follower of his and anyone reading this comment should check him out. I think it would behoove them in many ways. Take care and steem on brother!