Steem didn't die when Ned recently powered down, and he had a big power down, didn't he?
And yes - Steem gives WAY better returns than any savings account, Roth IRA, retirement plan, whatever - does. And if you say, "well, not as good as some other cryptos," - maybe not if you got in on Bitcoin when it was new and you didn't lose everything on MtGox, but otherwise, we spike when BTC and all the others spike, and crash when they all crash, but my BTC wallet doesn't get bigger if I sign in to Coinbase and do transactions - I LOSE BTC for doing transactions. How's that for ROI?
I'd rather Steemit was a platform for my friends and other average Joes to be friends and build up our accounts the fair and social way, than a haven for a few privileged jerks who treat it like their personal litterbox. If they all flounce, it might take a hit - but it will be filled back in by normal people who need an opportunity, not people who spit on opportunities for not being like winning the mega millions lotto.
GD, if I had their SP and could make a few hundred a damn DAY by spreading some money around to others at no cost to myself and writing a blog?? I'd be sitting pretty and loving being able to spread the wealth. Even if I made a few hundred a WEEK, damn, that shit is life changingly awesome and a SUPER ROI. If that's not good enough for you, then what will be? That's pretty much the principle of having wealth, isn't it? Not spending your capital (your SP), but earning a living income from the interest (your posting and curation)? What more could you want? And if cryptos moon again - well then, you can cash out and buy your lambo, if that's what floats your boat.