Homeland: a platform for financing decentralized mortgages of home buyers
Hello .. Friends, If you are interested in joining the HOMELEND project or you are interested in joining the HOMELEND project, it is a good idea to read reviews that can help you get information that might help you in seeing their vision and mission during the HOMELEND project
WHAT IS HOMELEND
Homelend is a decentralized platform that allows the next generation of mortgage financing for homebuyers. Homelend creates an interface for direct interaction between borrowers, lenders and other parties involved in the mortgage value chain. By doing so, it allows crowdfunding of mortgages using a peer-to-peer model with the security, transparency and automation provided by distributed ledger technology (DLT) and smart contracts.
HIPOTEK LOANS IN THE HEART OF THE COMMUNITY
Owning a house is one of the basic human needs: the need for people to only be able to pay a mortgage from a bank. In the United States alone, more than 8 million mortgages are granted each year.
THE ARCHAETIC INDUSTRY OF $ 31 BILLION YEARS OF PERTURBATIONS
The United States mortgage market is worth $ 14 billion and the global market is expected to reach $ 31 billion by the end of 2018. However, the traditional mortgage system is still very primitive.
This system is based on a long and complex paper process that involves several intermediaries, a process of inefficiency and overload for borrowers and lenders. In addition, most mortgage borrowers, including millions of creditworthy people, obtain a mortgage loan due to outdated evaluation criteria.
Comment Homelend plate-form
Homelend connects borrowers and lenders in a unique way, controlled by smart contracts, without involving intermediaries. The borrower will request a mortgage on the Homelend platform. This application will be verified and approved (or not) with the help of machine learning and artificial intelligence technology. Then each lender can finance the pre-approved loan by buying "Iris" from them. All processes will be controlled by the intelligent protocol of the contract, not by humans. On the Homelend platform, the information is collected in a "totally digital" manner. Even the data in paper documents must be transferred to a digital repository storage technology based on the general ledger. This information is provided by the user and verified by a professional verification provider.
The financial flows to Homelend, the flow of financial resources from the lenders to the borrowers (and, finally, to the sellers) are executed only through intelligent contracts. There are financial services, controls or decision making by Homelend. Once the buyer receives a prior approval of the system, some properties, the mortgage is "registered" on the Homelend platform. Then, the borrower has made a certain face and determines the amount of credit.
Commercial model
Homelines are being developed as a blockchain solution for the probability of housing finance for many people and families. Our value proposition for a social and incremental approach driven by P2P is to use technology for the benefit of society. However, Homelend also relies on a healthy and profitable business model, aware of reaching unattended market directions. On the one hand, Homelend creates investment opportunities for many people, with solutions that unite traditional industries such as real estate, with innovative technologies such as blockchain. On the other hand, it is possible for many people who do not
ADVANTAGES OF THE TRIBUTE
From manual to long, effective and efficient
By integrating business logic into smart contracts, digitizing documentation and eliminating unnecessary processes, Homelend automatically starts the end-to-end process from 50 days to less than 20 days.
Expensive intermediaries to unprofitable intermediaries
The certainty, security and transparency offered by DLT allow registering transactions, including loans, without the Bank acting as an intermediary. This will reduce costs for borrowers and lenders while minimizing the distance between them.
From awkward ambiguity to perfect and easy to use
Homelend aims to create a loan process that is not only intelligent, but also simple and fair. This will allow borrowers to apply for loans, track the status of their claim at any time and interact directly with the mortgage lenders.
A reliable and reliable safe
Paper-based processes and centralization are the main factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and intelligent contracts allow Homer to provide a platform for people to process large amounts of money in a reliable, transparent and secure manner.
GENERATION OF TOKEN EVENTS
In this chapter, we will discuss the use of the usage, function and token characteristics of the Token Generation Event (TGE), also known as the Initial Coin Offer (ICO). This token, called simply "merged tokens" and identified as an HMD token, will be driven by the P2P lending platform, as will be discussed in more detail. The option to create a utility token has been carefully considered by the founding team and is based on a reason and a purpose. Next, we explain the reasons for the issuance of HMD tokens.
Token Token Token (HMD) of Homelend is a fuel that takes advantage of the peer lending platform of Homelend. Its main functionality is to provide access to the Homelend Token platform. This utility also plays a vital role by providing a fast, transparent, easy-to-use and easy-to-use workflow.
TOKEN HOMELEND (HMD)
The symbolic HMD is a fuel that strengthens the loan platforms between home-to-peer pairs. Its main function is to provide access to the Homelend Token platform. Utility also plays an important role by enabling a fast, uninterrupted and easy-to-use workflow.
All tokens can be converted to and from HMD
specification
Le symbole: HMD
Total stock: 250 million +
Standard: ERC-20
Nominal: 1 ETH = HMD 1 600
Devise: BTC, ETH, USD
Softcap: 5 millions of dollars US
Hardcap: 30 millions of dollars
28% of anticipated sales
36% of general sales
Reserve Fund 20%
8% of counselors and the Bounty program
Founder 8%
Using the results
General Administration 25%
40% development
35% of society and marketing construction
ROAD MAP
Team and counselor
For detailed information about our ICO, visit the address of our website below me and thank you:
Website: https://homelend.io/
WHITEPAPER: https://homelend.io/files/Whitepaper.pdf
Twitter: https://twitter.com/homelendhmd
Facebook: https://www.facebook.com/HMDHomelend/
TELEGRAM: https://t.me/HomelendPlatform/
MEDIO: https://medium.com/homelendblog
LINKEDIN: https://www.linkedin.com/company/18236177/
Reddit: https://www.reddit.com/r/Homelend/
ANN THREAD: https://bitcointalk.org/index.php?topic=3407541
Publishes by : langitatas
Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1511699
My ETH : 0xcfaDeD6afA3F119883Cbe73fdc466e4b2A875E80