Scary, isn't it? The harsh reality is that this will become more common as each day passes.

How do we battle it? How do we protect ourselves? As our financial world has migrated from physical objects we carry (cash, coins, etc) to virtual objects (online accounts, cryptocurrency, etc), training and practices to keep our money safe have not kept up.

It was not that long ago that we were admonished to "don't wave your cash around", "don't leave your wallet/purse lying around in public" and "lock your car and keep your valuables out of sight".

But what does that look like when our money is virtual? Somewhere along the way the regular stream of advice to "keep your computer updated", "don't use public wi-fi" and "don't click on links in e-mails" didn't get connected with the big idea of Protect Your Virtual Stuff (which includes your money).

Food for thought . . . . and probably a blog post or two that hasn't gotten from my head to the keyboard.