I have seen so many downvotes without a reason, downvotes based on personal views, or simply targeted against a specific category.

This is a UX problem I'm upset about the most. The flag is being misused for two reasons:

• the downvote flag is currently the only way to lower the payout
• there is no possibility to counteract trolls flagging legitimate content

Solution: the payment downvote and spam/abuse flag should be separate tools.

I hope the devs will realize that this is a serious problem which hurts adoption.