Dude, you made a ton of costly, stupid mistakes for being quite a 'mature' guy. (Assuming they are real and /or not inflated)

This begs the question: Why would someone follow your advice then ?

Ah, and just a reminder: right now, getting into ICOs is really, really BAD. There are literally tons of money thrown in just in the hope to get some returns, making these totally overvalued. What you should really do, rather, is a) study b) pick one c) wait for the dump after ICO d) Buy-in.